12377 71st Street Ne

Otsego, MN
$ 487,190 Beds 4 Baths 3.5 Sq 2,402 Virtual Tour
Monthly Estimate* How much can I afford?

Ask how you can receive a 5.50% Conventional or 5.5% Government 30 yr fixed rate mortgage PLUS up to $5,000 in closing costs on this home! The Finnegan is your next dream home! This plan features a private main level office flex area with study doors along with an open living, kitchen and dining area accented by vaulted ceilings. Kitchen boasts a center island, walk-in corner pantry and stainless-steel appliances. One nice feature about the Finnegan is that each of the upper-level bedroom has a walk-in closet; primary bedroom has TWO walk-in closets along with a private ensuite bathroom. Not to mention FINISHED WALKOUT LOWER LEVEL with amazing pond views!! Minutes from I94 for easy commuting, minutes from Albertville Premium Outlet Malls for easy shopping and minutes from a variety of entertainment and dining. What more could you ask for? No community HOA.

Single Family

  • Price
  • $ 487,190
  • City
  • Otsego
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • WRIGHT
  • Half Bathrooms
  • 1
  • Area
  • Northwater
  • Lot Size
  • 0.26 Acres
  • Zip
  • 55330
  • Sqr Footage
  • 2,402
  • Year Built
  • 2026
  • Taxes
  • $ 1134
  • Style
  • Single Family
  • MLS#
  • 7144259
Listed By: D.R. Horton, Inc.
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2402
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less,Architectural Shingle,Asphalt
Appliances Air-To-Air Exchanger,Dishwasher,Disposal,ENERGY STAR Qualified Appliances,Exhaust Fan,Humidifier,Microwave,Range,Stainless Steel Appliances,Tankless Water Heater
Garage Spaces 3
Year Built 2026
Electric 200+ Amp Service
Levels Three Level Split
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Wright
New Construction Yes
Property Type Residential
HOA No
Contingency None
Subdivision Name Northwater
Full Baths 2
Directions From I94,exit at 202 and turn Right (East) on 60th Ave. Left (North) on Maciver. Straight through 2 round-a-bouts before finally turning Right (East) on 71st St NE. Model home will be on your left.
City Otsego
High School District Elk River
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 1134
Additional Parcels Y/N No
Availability Date 2027-01-29
Builder Name D.R. HORTON
Standard Status Active
Lender Owned No
Amenities Unit Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Porch,In-Ground Sprinkler,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet
Community Name Northwater
PostalCity Otsego

Interior Features

Basement Drain Tiled,Drainage System,Finished,Sump Pump,Walkout
Total Fireplaces 1
Fireplace Features Electric,Living Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1796
Half Baths 1
3/4 Baths 1
Laundry Features Electric Dryer Hookup,Lower Level,Laundry Room,Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 606
Total Baths 4
Bath Desc 3/4 Primary,Double Sink,Bathroom Ensuite,Full Basement,His and Her Closets,Private Primary,Main Floor 1/2 Bath,Upper Level Full Bath,Walk-In Shower Stall
Dining Room Description Eat In Kitchen,Informal Dining Room,Kitchen/Dining Room,Living/Dining Room
Fuel Natural Gas
Garage Door Width 7
Garage Square Feet 618

Exterior Features

Parking Features Attached Garage,Asphalt,Garage Door Opener
Lot Features Sod Included in Price
Water Source City Water/Connected
Lot Size Area 0.26
Building Area Total 2402
Lot Dimensions 66x173x61x170
Waterfront Y/N No
Foundation Area 1796
Road Frontage Type City Street,Curbs,Paved Streets
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Woodbury, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/14/2026 Listed $487,190

Property vs Zip Code Average in 55330

Price
AVG $530K
$490K
Taxes
AVG $4,216
$1,134
Year Built
AVG 2011
2026

Areas That We Cover

12377 71st Street Ne Otsego, MN is a Single Family Home for sale at $487190 with 2402 sqft and a lot size of 0.26 Acres Acre(s). 12377 71st Street Ne Otsego has 4 bedrooms, 3 baths and was built in 2026. The property's zip code is 55330 which is in Otsego, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.