937 Spruce Drive

Saint Cloud, MN
$ 359,900 Beds 5 Baths 3 Sq 3,190
Monthly Estimate* How much can I afford?

Welcome Home to 937 Spruce Drive! This exceptionally well-maintained home offers a rare combination of comfortable living spaces, throughout updates and plenty of room for family and guests featuring 5-Bedrooms and 3 Bathrooms, the home provides generous space for everyday living, entertaining, and relaxation. The finished basement creates an inviting additional retreat for family time, recreation, or flexible living needs. Numerous recent improvements provide peace of mind and modern convenience including new roof (2022), vinyl siding (2023), new deck & railings (2025), new storage shed (2025), all new kitchen appliances (2024), new Greenhouse (2025), partial backyard privacy fence (2025), therapeutic walk-in soaking/jet tub (2024) & newly installed ADT security system. Nature enthusiasts will appreciate the convenient location, just a 5-minute drive to Heritage Park featuring winding wooded nature trails. A well-cared for home with extensive recent improvements and plenty of space to grow. Come see all that 937 Spruce Drive has to Offer!

Single Family

  • Price
  • $ 359,900
  • City
  • Saint Cloud
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • STEARNS
  • Half Bathrooms
  • 0
  • Area
  • River Terrace Add
  • Lot Size
  • 0.46 Acres
  • Zip
  • 56303
  • Sqr Footage
  • 3,190
  • Year Built
  • 1976
  • Taxes
  • $ 3668
  • Style
  • Single Family
  • MLS#
  • 7139659
Listed By: Coldwell Banker Realty
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 3190
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less,Asphalt
Appliances Dishwasher,Disposal,Double Oven,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
Garage Spaces 2
Pool Features None
Construction Materials Block,Frame
Year Built 1976
Levels Two
Property Subtype Single Family
Tax Year 2025
Accessibility Soaking Tub
County Stearns
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name River Terrace Add
Other Structures Greenhouse,Storage Shed
Full Baths 2
Directions County Rd 4 (Veterans Drive),Right at Walmart,Immediate Right at Spruce Drive.
City Saint Cloud
High School District St. Cloud
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 3668
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Deck,Hardwood Floors,Kitchen Window,Main Floor Primary Bedroom,Porch,Security System,Tile Floors,Washer/Dryer Hookup
PostalCity Saint Cloud

Interior Features

Basement Block,Finished,Sump Pump
Total Fireplaces 1
Fireplace Features Electric
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 2496
3/4 Baths 1
Laundry Features Electric Dryer Hookup,Main Level,Washer Hookup
Total Bedrooms 5
Below Grade Finished Area 694
Total Baths 3
Bath Desc Main Floor 3/4 Bath,Main Floor Full Bath,Upper Level Full Bath,Jetted Tub
Dining Room Description Informal Dining Room,Living/Dining Room
Fuel Natural Gas
Garage Dimensions 23x24
Garage Square Feet 552

Exterior Features

Fencing Composite,Partial,Privacy
Parking Features Attached Garage,Concrete,Garage Door Opener
Water Source City Water/Connected
Lot Size Area 0.46
Building Area Total 3190
Lot Dimensions 123x165
Waterfront Y/N No
Foundation Area 1248
Road Frontage Type City Street,Paved Streets,Street Lights
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Woodbury, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/10/2026 Listed $359,900

Property vs Zip Code Average in 56303

Price
AVG $300K
$360K
Taxes
AVG $3,954
$3,668
Year Built
AVG 1972
1976
Visits
AVG 101
9
Data Provided by Inside Real Estate®

Areas That We Cover

937 Spruce Drive Saint Cloud, MN is a Single Family Home for sale at $359900 with 3190 sqft and a lot size of 0.46 Acres Acre(s). 937 Spruce Drive Saint Cloud has 5 bedrooms, 3 baths and was built in 1976. The property's zip code is 56303 which is in Saint Cloud, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.