4765 8th Street Loop Ne

Saint Cloud, MN
$ 439,900 Beds 5 Baths 3 Sq 2,579
Monthly Estimate* How much can I afford?

This stunning modified split-level home blends modern comfort with timeless warmth, offering vaulted ceilings and an expansive open-concept main floor designed for effortless living. The spacious kitchen features abundant cabinetry, a large center island, walk-in pantry, recessed lighting, and durable laminate flooring—perfect for everyday cooking or entertaining. The generous dining area flows seamlessly out to a brand-new 16x12 deck overlooking an incredible wooded, private, fully fenced-in backyard. Three main-floor bedrooms provide convenience and flexibility, including a luxurious primary suite set apart in its own private wing. This retreat boasts a large walk-in closet and a full bath with double sinks, creating a peaceful escape within the home. The walkout lower level offers even more living space, highlighted by a family room with cozy gas fireplace, two additional bedrooms, and a full bath—ideal for guests, hobbies, or a growing household. With thoughtful design, abundant natural light, and a serene outdoor setting, this home delivers comfort, privacy, and room to thrive.

Single Family

  • Price
  • $ 439,900
  • City
  • Saint Cloud
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • BENTON
  • Half Bathrooms
  • 0
  • Area
  • Waters Edge At Don Lake 4th Add
  • Lot Size
  • 0.335 Acres
  • Zip
  • 56304
  • Sqr Footage
  • 2,579
  • Year Built
  • 2023
  • Taxes
  • $ 5568
  • Style
  • Single Family
  • MLS#
  • 7132757
Listed By: Coldwell Banker Realty
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2579
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less,Asphalt
Appliances Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliances,Washer
HOA Fee 323
Garage Spaces 3
Association Fee Includes Other
Year Built 2023
Electric Circuit Breakers
Levels Split Entry (Bi-Level)
Property Subtype Single Family
Tax Year 2026
Accessibility None
Assoc Fee Paid Per Annually
County Benton
New Construction No
Property Type Residential
HOA Yes
Contingency None
Subdivision Name Waters Edge At Don Lake 4th Add
Full Baths 3
Directions Hwy 23 East,Cross Hwy 10 bridge and take a right on 14th (which will become 2nd Street North),continue to left on 47th Avenue NE,R on 5th Street,follow to 8th Street Loop NE cul-de-sac
City Saint Cloud
Association Name Property Solutions LLC
High School District Sauk Rapids-Rice
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 5568
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Cable,Deck,Kitchen Center Island,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Natural Woodwork,Paneled Doors,In-Ground Sprinkler,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet
PostalCity Saint Cloud

Interior Features

Basement Daylight/Lookout Windows,Drain Tiled,Finished,Full,Sump Basket,Sump Pump,Walkout
Total Fireplaces 1
Fireplace Features Circulating,Family Room,Gas
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1609
Laundry Features Lower Level
Total Bedrooms 5
Below Grade Finished Area 970
Total Baths 3
Bath Desc Double Sink,Full Primary,Full Basement,Private Primary,Main Floor Full Bath,Separate Tub & Shower
Dining Room Description Breakfast Bar,Informal Dining Room
Fuel Natural Gas
Garage Square Feet 744

Exterior Features

Fencing Chain Link
Parking Features Attached Garage,Asphalt,Garage Door Opener
Lot Features Tree Coverage - Medium
Water Source City Water/Connected
Lot Size Area 0.335
Building Area Total 2579
Lot Dimensions 68x146x143x146
Waterfront Y/N No
Foundation Area 1025
Road Frontage Type City Street,Cul De Sac,Paved Streets,Street Lights
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Woodbury, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/25/2026 Listed $439,900

Property vs Zip Code Average in 56304

Price
AVG $300K
$440K
Taxes
AVG $2,918
$5,568
Year Built
AVG 1983
2023
Visits
AVG 132
64
Data Provided by Inside Real Estate®

Areas That We Cover

4765 8th Street Loop Ne Saint Cloud, MN is a Single Family Home for sale at $439900 with 2579 sqft and a lot size of 0.335 Acres Acre(s). 4765 8th Street Loop Ne Saint Cloud has 5 bedrooms, 3 baths and was built in 2023. The property's zip code is 56304 which is in Saint Cloud, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.