3089 320th Avenue Nw

Cambridge, MN
$ 468,000 Beds 3 Baths 2 Sq 2,196 Virtual Tour
Monthly Estimate* How much can I afford?

Tucked among towering pines on 4.78 private acres, this 3 bedroom, 2 bathroom walkout rambler offers nearly 2,200 finished square feet in a peaceful setting on a quiet dead end road. A covered front porch welcomes you home and provides the perfect place to slow down and enjoy the surrounding woods. Inside, the kitchen features upgraded Frigidaire appliances, a gas range, great storage and beautiful views of the backyard, with plenty of room for dining nearby. The main level also offers two bedrooms, a full bathroom and conveniently located main floor laundry. The finished walkout lower level provides even more living space with a spacious family room, pellet stove, third bedroom and abundant storage. The lower level bathroom is a standout with heated floors and an oversized tiled shower with built in shelving. Outside, enjoy the walkout patio, firepit area, trails through the property and frequent wildlife visitors. The impressive 23 x 35 heated three car garage features epoxy floors, plus a 20 x 16 pole building provides additional room for equipment, toys and storage. A wonderful combination of privacy, usable space and country living surrounded by Minnesota pines.

Single Family

  • Price
  • $ 468,000
  • City
  • Cambridge
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • ISANTI
  • Half Bathrooms
  • 0
  • Area
  • Pine Knoll - 1st Add
  • Lot Size
  • 4.78 Acres
  • Zip
  • 55008
  • Sqr Footage
  • 2,196
  • Year Built
  • 1998
  • Taxes
  • $ 3482
  • Style
  • Single Family
  • MLS#
  • 7125928
Listed By: RE/MAX RESULTS
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2196
Sewer Private Sewer,Septic System Compliant - Yes,Tank with Drainage Field
Heating Forced Air
Cooling Central Air
Roof Age Over 8 Years
Appliances Dishwasher,Dryer,Exhaust Fan,Fuel Tank - Rented,Microwave,Range,Refrigerator,Washer,Water Softener Owned
Garage Spaces 3
Pool Features None
Year Built 1998
Levels One
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Isanti
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Pine Knoll - 1st Add
Other Structures Pole Building,Storage Shed
Full Baths 1
Directions West of Cambridge on 95 to South on County Rd 1. Follow to 325th Ave,South on Lily to 320th to property on left
City Cambridge
High School District Cambridge-Isanti
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 3482
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Kitchen Window,Main Floor Primary Bedroom,Patio,Porch,In-Ground Sprinkler,Vaulted Ceiling(s),Washer/Dryer Hookup
PostalCity Cambridge

Interior Features

Basement Daylight/Lookout Windows,Drain Tiled,Finished,Full,Walkout
Total Fireplaces 1
Fireplace Features Pellet
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1144
3/4 Baths 1
Laundry Features Laundry Room,Main Level
Total Bedrooms 3
Below Grade Finished Area 1052
Total Baths 2
Bath Desc 3/4 Basement,Main Floor Full Bath,Walk-In Shower Stall
Dining Room Description Eat In Kitchen,Informal Dining Room
Fuel Propane
Garage Dimensions 23x35
Garage Square Feet 805

Exterior Features

Fencing None
Parking Features Attached Garage,Gravel,Asphalt,Garage Door Opener,Heated Garage,Insulated Garage,Storage
Lot Features Tree Coverage - Heavy
Water Source Well
Lot Size Area 4.78
Building Area Total 2288
Lot Dimensions 304x680x304x678
Waterfront Y/N No
Foundation Area 1144

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Woodbury, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/12/2026 Listed $475,000
9/11/2026 2% - $468,000

Property vs Zip Code Average in 55008

Price
AVG $390K
$470K
Taxes
AVG $2,655
$3,482
Year Built
AVG 2005
1998
Visits
AVG 124
32
Data Provided by Inside Real Estate®

Areas That We Cover

3089 320th Avenue Nw Cambridge, MN is a Single Family Home for sale at $468000 with 2196 sqft and a lot size of 4.78 Acres Acre(s). 3089 320th Avenue Nw Cambridge has 3 bedrooms, 2 baths and was built in 1998. The property's zip code is 55008 which is in Cambridge, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.