Katie LaQua

705 W River Street

Monticello, MN
$ 399,900 Beds 4 Baths 2.5 Sq 2,664
Monthly Estimate* How much can I afford?

This 4-bedroom, 3-bath Mississippi Riverfront home is certain to impress. Enjoy stunning water and wildlife views from both the main level and the walkout lower level. Recent updates include a maintenance-free deck, owned water softener, new roof, new steel siding, carpet, countertops, dishwasher, and range. Each level offers a full bath. The primary bedroom features a walk-in closet and private half bath. The new maintenance-free deck is huge, and the spacious back patio provides the perfect setting for grilling, entertaining, or unwinding by the large river-facing firepit. With generous living and family rooms, this turnkey, move-in ready home offers comfort, space, and beautiful riverfront living! Schedule your showing today!

Single Family

  • Price
  • $ 399,900
  • City
  • Monticello
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • WRIGHT
  • Half Bathrooms
  • 1
  • Area
  • Original Monticello
  • Lot Size
  • 0.287 Acres
  • Zip
  • 55362
  • Sqr Footage
  • 2,664
  • Year Built
  • 1960
  • Taxes
  • $ 3184
  • Style
  • Single Family
  • MLS#
  • 7098345
Listed By: Premier Real Estate Services
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2664
Sewer City Sewer/Connected
Heating Baseboard,Ductless Mini-Split,Hot Water
Cooling Ductless Mini-Split
Roof Age 8 Years or Less,Asphalt
Appliances Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
Garage Spaces 2
Year Built 1960
Electric Circuit Breakers
View River
Levels One
Property Subtype Single Family
Tax Year 2026
Waterfront Features River Front
Accessibility None
County Wright
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Original Monticello
Full Baths 2
Directions From West Broadway Street,East On Vine Street,Left On West River Street To Home On Right.
City Monticello
High School District Monticello
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 3184
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Deck,Hardwood Floors,Kitchen Window,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Natural Woodwork,Patio,Panoramic View,Tile Floors,Walk-In Closet
PostalCity Monticello

Interior Features

Basement Block,Daylight/Lookout Windows,Egress Window(s),Finished,Full,Walkout
Total Fireplaces 1
Fireplace Features Family Room,Wood Burning
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1532
Half Baths 1
Total Bedrooms 4
Below Grade Finished Area 1132
Total Baths 3
Bath Desc 1/2 Primary,Full Basement,Private Primary,Main Floor Full Bath
Dining Room Description Kitchen/Dining Room,Living/Dining Room
Fuel Natural Gas
Garage Dimensions 20 x 20
Garage Square Feet 400
Waterfront Feet 68

Exterior Features

Fencing Chain Link,Full,Wood
Parking Features Attached Garage,Tuckunder Garage
Lot Features Tree Coverage - Medium
Water Source City Water/Connected
Lot Size Area 0.287
Building Area Total 2664
Lot Dimensions 181 x 68 x197 x 66
Waterfront Y/N Yes
Foundation Area 1532
Road Frontage Type City Street

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Woodbury, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

6/24/2026 Listed $424,900
7/9/2026 6% - $399,900

Property vs Zip Code Average in 55362

Price
AVG $510K
$400K
Taxes
AVG $3,205
$3,184
Year Built
AVG 1996
1960
Visits
AVG 108
1636
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

705 W River Street Monticello, MN is a Single Family Home for sale at $399900 with 2664 sqft and a lot size of 0.287 Acres Acre(s). 705 W River Street Monticello has 4 bedrooms, 2 baths and was built in 1960. The property's zip code is 55362 which is in Monticello, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Katie LaQua

Katie LaQua

REALTOR®

612-231-8311

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