3103 Golf Terrace

Saint Cloud, MN
$ 799,900 Beds 3 Baths 3 Sq 3,866
Monthly Estimate* How much can I afford?

Enjoy your quiet back patio in the best location at the end of cul de sac. Panoramic views of the 9th fairway of the most pristine Golf Country Club in Central MN, The St. Cloud Country Club. This ranch style home will take you in with views through the house to the golf course as you enter the front door. Master bedroom and bathroom on main level with patio doors to the patio on the fairway side. In addition, a secondary bedroom for guests or kids. A beautiful barrel vaulted living room for gatherings with floor to ceiling windows, and a quiet den area to relax….both having gas fireplaces for the cool winter days. The kitchen, dining, den and living room were remodeled and updated in 2006. They include painted and walnut cabinets along with wood and travertine floors. There is a nice main level craft/sewing room that could easily be converted into a main floor laundry. Lower level recently updated includes a large family room, bedroom, bathroom and sauna (room for a 4th bedroom to be easily added if needed). Laundry/storage room is huge in lower level as well. A heated 3 car garage with additional storage space for work shop/storage. This home brings all the best to living on a flat lot with zero entry convenience at the St. Cloud Country Club.

Single Family

  • Price
  • $ 799,900
  • City
  • Saint Cloud
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • STEARNS
  • Half Bathrooms
  • 0
  • Area
  • Country Club Estates Two
  • Lot Size
  • 0.39 Acres
  • Zip
  • 56301
  • Sqr Footage
  • 3,866
  • Year Built
  • 1997
  • Taxes
  • $ 7462
  • Style
  • Single Family
  • MLS#
  • 7080364
Listed By: Werschay Real Estate Services
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 3866
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less
Appliances Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliances,Washer,Water Softener Owned
Garage Spaces 3
Year Built 1997
Electric 150 Amp Service
Levels One
Property Subtype Single Family
Tax Year 2025
Accessibility Fully Wheelchair
County Stearns
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Country Club Estates Two
Full Baths 2
Directions East on Montrose Road of Clearwater Road,left on Golf Terrace
City Saint Cloud
High School District St. Cloud
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 7462
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Cable,City View,Hardwood Floors,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Patio,Sauna,Security System,In-Ground Sprinkler,Tile Floors,Vaulted Ceil
PostalCity Saint Cloud

Interior Features

Basement Block
Total Fireplaces 2
Fireplace Features Gas
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 2166
3/4 Baths 1
Laundry Features Lower Level,Sink
Total Bedrooms 3
Below Grade Finished Area 1700
Total Baths 3
Bath Desc 3/4 Basement,Basement,Double Sink,Private Primary,Main Floor 3/4 Bath,Sauna,Steam Shower,Jetted Tub
Dining Room Description Informal Dining Room
Foundation Dimensions 54x38
Fuel Natural Gas
Garage Dimensions 26x32
Garage Door Width 7
Garage Square Feet 628

Exterior Features

Parking Features Attached Garage,Concrete
Lot Features Irregular Lot,Tree Coverage - Medium
Water Source City Water/Connected
Lot Size Area 0.39
Building Area Total 4332
Lot Dimensions irregular
Waterfront Y/N No
Foundation Area 2166
Road Frontage Type Cul De Sac
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Woodbury, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

5/27/2026 Listed $799,900

Property vs Zip Code Average in 56301

Price
AVG $400K
$800K
Taxes
AVG $5,424
$7,462
Year Built
AVG 1983
1997
Visits
AVG 161
229
Data Provided by Inside Real Estate®

Areas That We Cover

3103 Golf Terrace Saint Cloud, MN is a Single Family Home for sale at $799900 with 3866 sqft and a lot size of 0.39 Acres Acre(s). 3103 Golf Terrace Saint Cloud has 3 bedrooms, 3 baths and was built in 1997. The property's zip code is 56301 which is in Saint Cloud, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.