38 Sawmill Lane

Lutsen, MN
$ 875,000 Beds 4 Baths 2 Sq 2,380 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to effortless lake living on the quiet shores of Caribou Lake’s Sawmill Bay—where a winding drive through mature sugar maples opens to an intimate Northwoods retreat designed for both relaxation and connection. This inviting four-bedroom, two-bath home offers low-maintenance peace of mind with a newer roof, while inside, warm hardwoods, tile floors, and expansive lakeside windows flood the living space with natural light and the soothing soundtrack of loons. A cozy woodstove anchors the home, and the spacious, updated kitchen—with charming glass-front cabinetry—sets the stage for gathering, whether it’s fresh-caught walleye dinners or maple-infused treats from your own backyard harvest. Thoughtfully designed across three levels, the home offers flexibility for hosting, creative pursuits, or quiet retreat, including a lower-level family room and upper-level bedrooms perfect for restful mornings or late-night stargazing. Step into the hallway that leads to a three-season timber-framed gazebo ideal for slow mornings, lively conversations, or simply taking in the surrounding beauty. The setting is rich with detail—towering spruce, whispering cedars, spring ephemerals, and raspberry patches—creating a landscape that feels both grounded and alive. A lakeside firepit invites evenings of storytelling and connection, while crystal-clear waters offer refreshing swims just steps from your door. With a two-car garage, optional furnishings, and kayaks on this property is ready for immediate enjoyment. Tucked along a quiet dead-end road, this is a place where time slows, nature leads, and every day feels like a getaway.

Single Family

  • Price
  • $ 875,000
  • City
  • Lutsen
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • COOK
  • Half Bathrooms
  • 0
  • Area
  • Legend Lutsen Sawmill Bay Site
  • Lot Size
  • 2.81 Acres
  • Zip
  • 55612
  • Sqr Footage
  • 2,380
  • Year Built
  • 2000
  • Taxes
  • $ 5426
  • Style
  • Single Family
  • MLS#
  • 7067141
Listed By: Edina Realty, Inc. - Duluth
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2380
Sewer Mound Septic,Private Sewer
Heating Dual Fuel/Off Peak,Forced Air,Fireplace(s)
Cooling Central Air
Appliances Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator,Washer
HOA Fee 400
Garage Spaces 2
Association Fee Includes Snow Removal
Construction Materials Frame
Year Built 2000
View Lake
Levels Two
Property Subtype Single Family
Tax Year 2026
Waterfront Features Dock,Lake View
Accessibility None
Assoc Fee Paid Per Annually
County Cook
New Construction No
Property Type Residential
HOA Yes
Contingency None
Subdivision Name Legend Lutsen Sawmill Bay Site
Full Baths 1
Directions Caribou Tr north to the S. Caribou Tr. Right on Ward Lake Rd,left on Sawmill Dr,left on Sawmill Ln to fire number 38.
City Lutsen
Association Name Legendary Lutes Sawmill Sites
High School District Cook County
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 5426
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Hardwood Floors,Kitchen Center Island,Natural Woodwork,Skylight,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet
PostalCity Lutsen

Interior Features

Basement Egress Window(s),Finished,Full,Wood
Total Fireplaces 1
Fireplace Features Free Standing
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1425
3/4 Baths 1
Laundry Features Electric Dryer Hookup,Main Level,Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 955
Total Baths 2
Bath Desc Full Primary,Private Primary
Dining Room Description Kitchen/Dining Room
Foundation Dimensions 29x40
Fuel Electric
Garage Dimensions 24x30
Garage Square Feet 1
Waterfront Feet 185

Exterior Features

Parking Features Detached Garage,Gravel,Garage Door Opener
Lot Features Accessible Shoreline,Tree Coverage - Heavy,Tree Coverage - Medium
Water Source Drilled,Private
Lot Size Area 2.81
Building Area Total 2380
Lot Dimensions 188x433
Waterfront Y/N No
Foundation Area 2380
Road Frontage Type Private Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Woodbury, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

5/5/2026 Listed $899,000
6/30/2026 3% - $875,000

Property vs Zip Code Average in 55612

Price
AVG $620K
$880K
Taxes
AVG $3,684
$5,426
Year Built
AVG 1988
2000
Visits
AVG 45
30
Data Provided by Inside Real Estate®

Areas That We Cover

38 Sawmill Lane Lutsen, MN is a Single Family Home for sale at $875000 with 2380 sqft and a lot size of 2.81 Acres Acre(s). 38 Sawmill Lane Lutsen has 4 bedrooms, 2 baths and was built in 2000. The property's zip code is 55612 which is in Lutsen, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.