4732 4th Street Loop Ne

Saint Cloud, MN
$ 344,900 Beds 4 Baths 3 Sq 2,406
Monthly Estimate* How much can I afford?

Sauk Rapids School District. This home is situated on .414 acres that backs up to woods. The foyer has a large closet and custom bench with coat hooks. The flooring throughout the main level is vinyl plank and is easy to keep clean. Walk up 3 steps and into the dining area and kitchen with tiled floors. Large center island offers additional seating for larger gatherings. Step out onto the maintenance free composite deck and enjoy the birds or the occasional deer. turkey, or pheasants that frequently cross. The upper level has 2 bedrooms with one being the primary bedroom. A king-size bed still provides plenty of additional room for options of seating. There is a large closet with a ensuite full bathroom. The laundry room is also up on the top level. 2nd bedroom and an additional full bathroom completes the upper-level. Enter into the 3rd level which offers a bedroom, and full bathroom. This level includes a walk-out entry to a relaxing concrete patio. The basement was recently finished in 2023 and has a media room, bedroom, and office/storage. The three stall garage is heated and is 37x24 and can fit most big vehicles.

Single Family

  • Price
  • $ 344,900
  • City
  • Saint Cloud
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • BENTON
  • Half Bathrooms
  • 0
  • Area
  • Waters Edge At Don Lake
  • Lot Size
  • 0.414 Acres
  • Zip
  • 56304
  • Sqr Footage
  • 2,406
  • Year Built
  • 2005
  • Taxes
  • $ 4660
  • Style
  • Single Family
  • MLS#
  • 6819124
Listed By: Kerber Castle Realty Group
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2406
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less,Asphalt
Appliances Air-To-Air Exchanger,Dishwasher,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliances,Washer
HOA Fee 324
Garage Spaces 3
Association Fee Includes Shared Amenities
Construction Materials Block,Frame
Year Built 2005
Electric Circuit Breakers,200+ Amp Service
Levels Four or More Level Split
Property Subtype Single Family
Tax Year 2026
Accessibility None
Assoc Fee Paid Per Annually
County Benton
New Construction No
Property Type Residential
HOA Yes
Contingency None
Subdivision Name Waters Edge At Don Lake
Other Structures Storage Shed
Full Baths 3
Directions Head East on 2nd St SE. Turn left at 47th Ave NE there is a Water Edge neighborhood sign. Turn right on 4th St Lp NE. Home will be on your right hand sid
City Saint Cloud
Association Name Property Solutions,LLC
High School District Sauk Rapids-Rice
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 4660
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Deck,French Doors,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Patio,Paneled Doors,In-Ground Sprinkler,Tile Floors,Vaulted Ceiling(s),Walk-In Closet
PostalCity Saint Cloud

Interior Features

Basement Block,Drain Tiled,Egress Window(s),Finished,Full,Sump Basket,Sump Pump
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1240
Laundry Features Laundry Room,Upper Level
Total Bedrooms 4
Below Grade Finished Area 1166
Total Baths 3
Bath Desc Full Basement,Private Primary,Upper Level Full Bath
Dining Room Description Kitchen/Dining Room
Foundation Dimensions 21x26
Fuel Natural Gas
Garage Dimensions 24x37
Garage Door Width 9
Garage Square Feet 888

Exterior Features

Parking Features Attached Garage,Asphalt,Heated Garage,Insulated Garage
Lot Features Irregular Lot,Tree Coverage - Light
Water Source City Water/Connected
Lot Size Area 0.414
Building Area Total 2406
Lot Dimensions 63x127x190x202
Waterfront Y/N No
Foundation Area 546
Road Frontage Type City Street
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Woodbury, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

11/18/2025 Listed $364,000
2/20/2026 4% - $349,900
6/3/2026 2% - $344,900

Property vs Zip Code Average in 56304

Price
AVG $300K
$340K
Taxes
AVG $2,891
$4,660
Year Built
AVG 1983
2005
Visits
AVG 138
823
Data Provided by Inside Real Estate®

Areas That We Cover

4732 4th Street Loop Ne Saint Cloud, MN is a Single Family Home for sale at $344900 with 2406 sqft and a lot size of 0.414 Acres Acre(s). 4732 4th Street Loop Ne Saint Cloud has 4 bedrooms, 3 baths and was built in 2005. The property's zip code is 56304 which is in Saint Cloud, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.